Whether you're trying to sell online courses, or digital downloads like ebooks, music, design assets, or website templates. You won't need a credit card to sell on these platforms.
You don't even need a website to sell these digital products because either they will provide you with a website solution or you can just sell on their marketplaces.

Payhip is one of the easiest platforms to sell digital downloads and courses. Their user-focused approach to building the platform makes it easy to sell and promote your ebooks, courses, design assets, and more.
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For example, when you create a course on Payhip (or any product for that matter), you'll automatically get a pre-made sales page that's easy to customize so you can start selling as soon as possible.
With their Free plan, you can sell unlimited digital products with no revenue cap, and you have access to all their features.
You will need to connect your Paypal or Stripe account to Payhip. Whenever you make a sale, Payhip will deposit sales (minus the transaction fee) to you immediately after a transaction has been completed.
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On the free plan, Payhip takes a 5% transaction fee. You can opt for a lower transaction fee (as low as 0%) if you subscribe to their paid plan.
For now, all payments are processed via Stripe (which you don't need an account for) and will be transferred to your bank account every Friday.
On the free plan, ConvertKit takes a 3.5% + 30c transaction fee for every sale. You can opt for a lower transaction fee (as low as 0%) if you subscribe to their paid plan.
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Yes, all payment settings can be configured directly in your ConvertKit account. However, ConvertKit Commerce (the feature that allows you to sell digital products on ConvertKit) is only available for select countries, which include the United States, Canada, Australia, United Kingdom, Austria, and 40+ other countries.
Creative Market is one of the largest marketplaces for independent creators to sell unique fonts, graphics, photos, website themes, icons, brushes, and more.
If you're a designer, artist, or a creator and you just want to earn a side income by selling digital products online then Creative Market is a good place to start.
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Moreover, there're lots of success stories from people who earned a decent side income or even a full-time income from Creative Market:
As of this writing, Creative Market charges a 40% transaction fee for every sale you made. In return, you'll get visibility from their 8 million members, their eCommerce solution (no complicated checkout or online store setup), and current market trends on their platform.
While Etsy is known for selling creative goods such as craft supplies, accessories, home items, art, collectibles, wedding gifts, etc, you can sell ready-made digital files that buyer can access immediately upon purchase.
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When you make a sale through Etsy, the funds are first added to your Etsy payment account. Then, according to your deposit schedule, your available funds will be sent to your bank account.
By default, your funds will be sent to your bank account every Monday. Although, you can change it (in the payment settings) to daily, weekly, biweekly, or monthly.
Etsy takes a 6.5% + $0.3c transaction fee for every digital product plus $0.20c for every digital product you list on their platform.
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When you sign up for Gumroad (free) and upload your products, you'll get a dedicated website that you can customize. You can also link up a custom domain if you plan to build a brand around your store.
In short, you stand to make more revenue as a creator by offering different variation of a digital product to various customers.

And when you sign up as a creator on Udemy, they offer plenty of resources to help you every step of the way.
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For example, if you're choosing a niche or topic to create a course around, Udemy offers its marketplace insights to all of its creators for free!
Instructors receive 37% of the revenue from all sales that do not occur through an instructor's promotion. This may happen if the student clicks a link on one of Udemy's advertisements or purchases directly from the Udemy marketplace.
Unlike Udemy, where they operate on a revenue share model with its creator, you get to keep all the revenue (minus transaction fee) generated from your students on Thinkific.
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All payments made via Paypal or Stripe are immediately processed and transferred to the respective account. You will then need to transfer the fund from Paypal or Stripe to your bank account.
Thinkific takes 0% transaction fee for all your course sales. They are the only course platform that doesn't take a cut of your revenues.
Boasting 100, 00 creators who've cumulatively sold over $1 billion in course revenue, Teachable has provided a suite of course creation toolkit to help creators build a profitable online course business.
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If you use Teachable's native payment system — Teachable Payments — then you'll receive your payout according to the schedule you've specified (i.e daily, weekly, or monthly).
Otherwise, Teachable will transfer the payout (minus the transaction fee) directly to your Paypal account on the first business day of each month.

On the free plan, Teachable takes a 10% + $1 fee on every course sale you made on the platform. This excludes the standard credit card or Paypal fee that may apply.
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David is the founder of and started making websites for businesses back in 2014. He's a keen learner and wants to share his journey and knowledge with other business owners and freelancers. He launched in 2021 to make website building more approachable and scalable for businesses.Sellfy is a popular and affordable solution for selling digital products online with the option to sell physical products. Offering a powerful range of features for today’s business owner, Sellfy simplifies ecommerce, supporting more than 60, 000 creators across the globe.
Whether you’re selling customized shirts and fashion, music, or digital downloads, Sellfy can help. Most importantly, the solution comes with a visual builder embedded that helps you to get your store up and running as quickly as possible, with minimal need for any coding knowledge.
Print on-demand services allow you to roll out a merchandise store quickly. And you can use the platform to sell products with a subscription model.
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Sellfy is designed to help you sell in a range of environments, with pages that are automatically optimized for mobile devices, a range of languages to choose from, and multiple payment modes. You’ll have everything you need for quick conversions here.
Pricing: 14-day free trial to start with, followed by paid packages starting at $19 per month (billed bi-annaully). If you’re earning more than $200k in sales per year, you’ll need to contact the team for a custom quote.
Podia is a website specifically designed for selling digital goods online. Created to help with the sale of everything from courses for online learning, to digital memberships, Podia helps you to share your expertise, content, and other services online.
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The great thing about Podia is that it aims to replace a multitude of other products in your sales environment, including your email marketing and messaging tools, as well as your service for building an online storefront. Features include:
With Podia, you can customize your storefront and sales pages; however, you choose, making it easier to develop a leading brand online. Unlimited hosting is included with your pricing package, and there’s even support for up to 11 languages and 22 currencies. That means that you can sell anywhere you choose.

With integrations with things like Google Analytics and Facebook Pixel, marketing is easy. Plus, you can add images, videos, testimonials, and more to your campaigns.
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Pricing: Start your Podia experience with a free trial that lasts for 14 days. After that, pricing starts at $39 per month for the “Mover” package, or $79 for the “Shaker” option.
Thinkific is another ecommerce platform that focuses heavily on the benefits of online teaching for making money. With Thinkific, you can create a powerful empire for online education using your own branding and discover the benefits that sharing your knowledge can bring.
Already, more than 40, 000 course creators use Thinkific to share their expertise online, and 30 million courses have been taken. If you’re looking for a service that will allow you to sell eBooks online, there are much more basic services out there. However, if you need one of the most powerful course-creation systems that there is, Thinkific is your number one choice.
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Although Thinkific is far from the cheapest platform for selling online courses in the industry today, it is one of the most comprehensive solutions on the market. If you need access to a completely brandable teaching experience that can help you to promote your courses, as well as sell them, then Thinkific could be just the thing that you need.
We’re particularly impressed by the drag-and-drop editor that allows you to change every aspect of your course, from the quizzes you use to teach customers, to the text style. You can even implement your own Google Docs into the mix.
Pricing: Free plan for your first course, and there’s a 30-day money-back guarantee. For advanced features, you’ll need
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